Auto insurance repair

An auto warranty is an extended period in which your vehicle is still covered by a warranty. It is almost the same thing as offered to you by your dealer when you buy your car, but when it runs out, you can protect yourself from expensive repairs. Auto warranties are quite popular in Florida and some of the best auto warranty companies are active in the FL area.

When you buy an auto warranty in Florida, you should feel completely comfortable with whichever vehicle you want to buy warranty for. The best companies are happy to accept both new and old vehicles, and even trains!

Upon using one of the following auto warranty providers in Florida, you make sure a professional and friendly staff will take care of your requirements. This is where we come in to play. We have conducted an extensive research relating to 

List of auto warranty companies in Florida

These are the companies servicing FL residents that we were able to find on our research.

Web Address Phone Dept Hours (listed on site)
https://carshield.com 1-800-974-9285 Sales M-F 7 AM – 8 PM, Sat. 8 AM – 6 PM CST
https://www.concordautoprotect.com 1-888-399-2811 Sales M-F 9:30 AM – 5 PM
https://www.endurancewarranty.com 1-866-918-1438 Sales M-F 8 AM – 5 PM, Saturday 9 AM – 12 PM CST
https://www.aaautowarranty.com/ 1-888-222-4445 Sales M-F 9 AM – 7 PM, Satureday 10 AM – 4 PM
https://deltaautoprotect.com/ 1-866-598-5429 Sales M-Th 9 AM – 7 PM, Friday 9 AM – 3 PM EST
https://www.carchex.com/ 1-877-227-2439 Sales M-F 9 AM – 9 PM, Saturday 10 AM – 3 PM SET
http://www.paymyrepairs.com/ 1-855-222-6336 Sales M-F 8:30 AM to 11 PM EST, Sat 9 AM – 6 PM EST
https://www.forevercar.com 1-844-392-4797 Sales M-F 8 AM – 9 PM, Saturday 8 AM – 12 PM CST

Auto Warranties in Florida: Mystery Shopping

To really inspect what is offered by each auto warranty service provider (as the sites are too generic and difficult to understand) we have decided to hire a mystery shopper who would call up these companies. Here is the information that we have collated during this inspection. Please note : we tested these companies in regards to quote for Honda Accord with low millage (new model). The quotes will heavily vary based on the car type, model, and year!

Carshield Review

Quotes: Carshield
Cheapest warranty cost would not discuss this option with me.
Name of such policy + a sentence or two about it Power Train – Covers the most important parts of your vehicle, including all lubricated parts of the engine, water pump and transmission.
Best warranty cost $3590, $295 down, 18 payments of $183.05
Name of such policy + a sentence or two about it New Car – Mirrors the manufacturer warranty that accompanies a new car, covering everything from engine and transmission faulire, starter problems and more.
Terms:
Policy term (months) 5 year / 100,000 miles
Can I pay monthly? Y, they also offer a monthly plan
Can I cancel it for free in X days after buying? 100% during 30 day waitng period, then pro-rated for rest of term on contract
Is the plan transferrable with the car sale? Yes
Will I be able to chose my repair location? Any ASE Certified shop
Is there a decuctible (out of pocket payment)? $50 / Visit
What happens if the same things breaks again after repairs? New Claim
What if my car breaks when I am out of Florida? Covered in US and Cananda
Your experience:
Time Called Early Morning
How long it took to reach the representative (minutes) 7 Mins
Was he willing to provide info (1- not willing at all, 10 – very willing) 5
Did they ask you for any additional details about your car or yourself? No
Did you buy the car new. No, just purchased
How many miles do you drive a month? 1,500
Notes: You call in and reach “in-take”, are transferred to a sales rep, then I was transferred to a sales manager, who was very pushy.
Towing

Concord Auto Protect

Quotes: Concord Auto Protect
Cheapest warranty cost $1,890
Name of such policy + a sentence or two about it Powertrain – basic running gear, electical, drive axle, brakes and cooling system.
Best warranty cost $2450 one time payment $300 down. $156 for 18 months, price does not include interest rate
Name of such policy + a sentence or two about it Premium,
Terms:
Policy term (months) 5 year / 100,000 Miles
Can I pay monthly? y
Can I cancel it for free in X days after buying? 100% during 30 day waitng period, then pro-rated for rest of term on contract
Is the plan transferrable with the car sale? Y new owner or other vehicle
Will I be able to chose my repair location? ASE certified or dealer
Is there a decuctible (out of pocket payment)? $100 / visit
What happens if the same things breaks again after repairs? Would depend on repair shop.
What if my car breaks when I am out of Florida? US, Canada, Mexico
Your experience:
Time Called Early Morning
How long it took to reach the representative (minutes) 55 seconds
Was he willing to provide info (1- not willing at all, 10 – very willing) 10
Did they ask you for any additional details about your car or yourself? no
Did you buy the car new. No, just purchased
How many miles do you drive a month? 1500
Notes: All plans have Trip Interruption, dead battery, out of gas, parts and labor, towing, locksmith, car rental and 24 hr roadside service

Endurance Warranty

Quotes: Endurance Warranty
Cheapest warranty cost $2510 or 50,000 miles
Name of such policy + a sentence or two about it Select Premier -vital componants of high milage vehicles.
Best warranty cost $2750. 5% down, interest free, up to 5 year, 100,000 miles or 5 years $109/mo
Name of such policy + a sentence or two about it Supreme – Covers everything from engine, suspension, wiring, computer components, heating and cooling systems, brakes, just to name a few
Terms:
Policy term (months) 5 year / 100,000 Miles
Can I pay monthly? Normally 1.5 years, 5% down
Can I cancel it for free in X days after buying? 100% during 30 day waitng period, then pro-rated for rest of term on contract
Is the plan transferrable with the car sale? Y
Will I be able to chose my repair location? ASE Certified – Prefers to use dealers
Is there a decuctible (out of pocket payment)? 100 / visit
What happens if the same things breaks again after repairs? No deductable
What if my car breaks when I am out of Florida? Covered in US and Canada
Your experience:
Time Called Mid Morning
How long it took to reach the representative (minutes) 2:56 minutes
Was he willing to provide info (1- not willing at all, 10 – very willing) 10
Did they ask you for any additional details about your car or yourself? no
Did you buy the car new. No, just purchased
How many miles do you drive a month? 1500
Notes: All policies have Roadside Assistance, and rental car benefits

AA Auto Warranty Review

Quotes: AA Auto Warranty
Cheapest warranty cost $69 down / 24 pymnt of $81. normally, $189 down, promo good for 48 hrs.
Name of such policy + a sentence or two about it Powertrain only- $4 cheaper then Ultimate Coverage Policy
Best warranty cost $69 down / 24 pymnt of $85.30 normally, $189 down, promo good for 48 hrs.
Name of such policy + a sentence or two about it Ultimate Coverage – all components, any shop in US,
Terms:
Policy term (months) 5 year / 100,000 Miles
Can I pay monthly?
Can I cancel it for free in X days after buying? 100% during 30 day waitng period, then pro-rated for rest of term on contract
Is the plan transferrable with the car sale? y
Will I be able to chose my repair location? yes
Is there a decuctible (out of pocket payment)? $100. per claim
What happens if the same things breaks again after repairs? new claim
What if my car breaks when I am out of Florida? anywhere in US and Canada
Your experience:
Time Called Late Morning
How long it took to reach the representative (minutes) 52 Secs
Was he willing to provide info (1- not willing at all, 10 – very willing) 10
Did they ask you for any additional details about your car or yourself? model editon
Did you buy the car new. No, just purchased
How many miles do you drive a month? 1500
Notes: All policies have Roadside Assistance, and rental car benefits

 Car Chex Review

Quotes: Car Chex
Cheapest warranty cost Did not want to discuss
Name of such policy + a sentence or two about it x
Best warranty cost $2845 – 107.48 down / 107.48 24 months
Name of such policy + a sentence or two about it Titanium _ covers everything top to bottom, except costmetics
Terms:
Policy term (months) 5 year/ 75,000
Can I pay monthly? Y
Can I cancel it for free in X days after buying? 100% during 30 day waitng period, then pro-rated for rest of term on contract
Is the plan transferrable with the car sale? Y – new owner or pro-rate buy out.
Will I be able to chose my repair location? Any ASE certified Machinic
Is there a decuctible (out of pocket payment)? $100.00
What happens if the same things breaks again after repairs? New Claim
What if my car breaks when I am out of Florida? US and Canada
Your experience:
Time Called Afternoon
How long it took to reach the representative (minutes) 2 Minutes
Was he willing to provide info (1- not willing at all, 10 – very willing) 10
Did they ask you for any additional details about your car or yourself? 6 or 8 cylnder (went with 8)
Did you buy the car new. No, just purchased
How many miles do you drive a month? 1500
Notes: 24/7 roadside assit, trip interuption, towing, locsksmith, dead battery and out of gas services.

 

Pay My Repairs Review

Quotes: Pay My Repairs
Cheapest warranty cost Did not want to discuss because it would be a waste of money
Name of such policy + a sentence or two about it x
Best warranty cost $2607, $100 down, 24 pymnts of $109, interest free, no additional charges
Name of such policy + a sentence or two about it Ultimate – covers bumper to bumper, just like a new car warranty
Terms:
Policy term (months) 5 year/ 150,000 Miles
Can I pay monthly? Y
Can I cancel it for free in X days after buying? 30 days within review period, pro-rated after that.
Is the plan transferrable with the car sale? Y
Will I be able to chose my repair location? Any ASE Certified mechanic
Is there a decuctible (out of pocket payment)? $100.00
What happens if the same things breaks again after repairs? New Claim
What if my car breaks when I am out of Florida? US and Canada
Your experience:
Time Called Late Afternoon
How long it took to reach the representative (minutes) 57 seconds
Was he willing to provide info (1- not willing at all, 10 – very willing) 10
Did they ask you for any additional details about your car or yourself? VIN number
Did you buy the car new.
How many miles do you drive a month?
Notes: 24/7 roadside assist, trip interuption, towing, locsksmith, dead battery and out of gas services.

 

Forever Car Review

Quotes: Forever Car
Cheapest warranty cost price difference of $5 a month, not worth discussing, you lose money
Name of such policy + a sentence or two about it
Best warranty cost $ 2607, $62.90 Down, 62.90 Term of Policy,
Name of such policy + a sentence or two about it Supreme Exclusionary – Bumper to bumper, covers everything a new car warranty would, including stand-along gaskets
Terms:
Policy term (months) 4 year / 151,000 Miles
Can I pay monthly?
Can I cancel it for free in X days after buying? 30 days / 1000 miles
Is the plan transferrable with the car sale? y
Will I be able to chose my repair location? y
Is there a decuctible (out of pocket payment)? $100.00
What happens if the same things breaks again after repairs? new claim
What if my car breaks when I am out of Florida? In US and Cananda
Your experience:
Time Called early evening
How long it took to reach the representative (minutes) 48 seconds
Was he willing to provide info (1- not willing at all, 10 – very willing) 10
Did they ask you for any additional details about your car or yourself? VIN number
Did you buy the car new.
How many miles do you drive a month?
Notes: 24/7 roadside assist, trip interuption, towing, locsksmith, dead battery and out of gas services.

 

Compare Auto Warranty Plans in Florida – Price Comparison for Best Plans

Criteria Carshield Concord Auto Protect Endurance Warranty AA Auto Warranty Car Chex Pay My Repairs Forever Car
Best warranty cost $3,590 $2,450 $2,750 $2,013 $2,845 $2,607 $2,607
Downpayment $295 300 137,5 $69 $107.48 $100 $62,9
Monthly payment $183,05 $156 $109 $81 $107.48 $109
Number of Payments 18 18 24,0 24 24 24
Name of such policy (best warranty) New Car Premium Ultimate Coverage Titanium Ultimate Supreme Exclusionary
Terms:
Policy term (years) 5 5 5 5 5 5 4
Miles 100,000 miles 100,000 Miles 100,000 Miles 100,000 Miles 75,000 Miles 150,000 Miles 151,000 Miles
Monthly payment yes yes no ? yes yes ?
Free cancellation, days 30 30 30 30 30 30 30 days
Refund during waitng period 100% 100% 100% 100% 100% 100% 100%
Is the plan transferrable with the car sale? Yes Yes Yes Yes Yes Yes Yes
Repair location ASE Certified shop ASE certified or dealer ASE Certified – Prefers to use dealers any ASE certified Machinic ASE Certified mechanic any
Deductible, $/visit $50 $100 $100 $100 $100.00 $100.00 $100.00
What happens if the same things breaks again after repairs? New Claim Would depend on repair shop. No deductable new claim New Claim New Claim new claim
Area US and Cananda US, Canada, Mexico US and Canada US and Canada US and Canada US and Canada US and Cananda

Auto Warranties in Florida: Concluding Words

If you really want to purchase an auto warranty in the California area you need to pick up the phone and collect quotes which are specific to your situation ad the kind of coverage you need for your own car, model, and year.

Florida DMV Guide to the Florida DMV – Department of Motor Vehicles covering drivers license, auto insurance, car registration, traffic school and more.