Old Republic Home Protection Review

Old Republic Home Protection was founded in 1974 as Dependable Home Warranty in California. After years of expansion and management restructuring, they’ve grown to offering services in many states including: Washington, Oregon, Idaho, Nevada, California, Utah, Arizona, New Mexico, Texas, Kansas, Missouri, Oklahoma, Louisiana, Ohio, Kentucky, Tennessee, Alabama, Georgia, Florida, South and North Carolina, Virginia, Washington D.C., and Maryland.

Although they’re not nationwide yet – it’s a goal that Old Republic Home protection is working toward as a company. This review of Old Republic Home Protection is going to walk you through who they are as a company, what their home warranty plans cover, what their cost is, and whether it’s smart to work with them for your next home warranty protection plan.

Old Republic Home Protection Review – What’s Covered?

In Florida, Old Republic Home Protection offers the following plans that each have different levels of coverage:

Plan Type


Standard CoverageHeating System, Ductwork, Air Conditioner, Plumbing, Electrical, Garage Door Opener, Central Vacuum, Appliance Coverage
Ultimate ProtectionEverything standard coverage includes AND Smoke Detector, Dishwasher, Water Heater, Oven/Microwave, Trash Compactor Coverage
Platinum ProtectionEverything in the Standard and Ultimate Protection plans AND Tub Spouts, Stoppage Clears, Duct/Electrical/Plumbing Modifications, increase total cost coverage across the board

Standard Coverage plan –  This plan includes heating system/ductwork, air conditioner/cooler, plumbing, electrical, garage door opener, central vacuum, and appliance coverage.

They offer the option to increase your coverage with ultimate or platinum protection, which includes several enhanced coverage options. Some of these advanced options are smoke detector and dishwasher coverage – both of which aren’t included in their Standard Coverage Plan.

Finally, Old Republic Home Protection offers optional home buyer coverage that includes limited roof leak repair, ornamental fountain motor/pump coverage, and septic system coverage.

Old Republic Home Protection Review – What’s the Cost?

The cost for Old Republic Home Protection’s plans varies from state to state. In Florida, their Standard Coverage plan comes with two cost options. The first is $425/year (with a $100 fee for each service call). The second is $460/year (with a $75 fee for each service call).

Their Ultimate Protection plan fee is $525/year (with a $100 fee for each service call) or $600/year (with a $75 fee for each service call). Finally, their Platinum Protection service plan is $665/year (with a $100 fee for each service call). All optional home buyer coverage is a la carte, with each service coverage ranging from $100-1500.

Old Republic Home Protection is one of the most expensive home warranty options available. Not only are their prices complicated with multiple tiers depending on service call fees, but their optional coverage additions range so widely in price that it’s difficult to justify them.

Is Old Republic Home Protection safe?

Old Republic Home Protection has many positive online reviews. On Better Business Bureau (BBB), they’ve received an “A+” grade and have 90% positive reviews. However, it’s important to look at the quality of reviews in a recent time frame. Their reviews in the past several years have been increasingly negative. Unsatisfied customers cite long wait times for both service and when they’re on hold with the company.

The Bottom Line

Old Republic Home Protection has many positive reviews and their plans appear to be extensive. However, recent reviews have been somewhat negative.

Of course, the company has come forward to the BBB stating their position, and listing their coverage and terms of service – which could prove that their unsatisfied customers are in the wrong. The BBB lists the letter sent by Old Republic Home Protection listing their coverage, terms of service, and their commitment to their customers. For any reader interested in whether or not to work with this company, a letter like this should help to prove that they are well-meaning and truly do have the best interest of their policy holders in mind at all times.

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